Savings Goal Tracker — Track Multiple Goals Free Online
Track multiple savings goals with target dates and contribution history. Free, runs in your browser — no account or bank link needed.
No goals yet.
Hit "+ New Goal" to create your first one.
About Savings Goals
A savings goal tracker turns an abstract number — "I want to save $5,000" — into a visible progress bar with a deadline. Research consistently shows that breaking a large goal into regular contributions with a target date dramatically increases the chance of actually reaching it.
How it works
Progress (%) = Total saved ÷ Target × 100
Monthly needed = Remaining ÷ Months until target date
Est. completion = Remaining ÷ Your average monthly rate
The estimated completion date updates automatically based on the average pace of your logged contributions.
Why use it
- 🎯Seeing a progress bar move forward is more motivating than watching a bank balance tick up slowly.
- 📅Attaching a deadline forces you to work backwards and find a realistic monthly number.
- 💡Track multiple goals at once — vacation fund, emergency fund, and down payment side by side.
- 📱Everything saves locally in your browser — no account required, no subscription.
Related: Expense Tracker to find where your monthly contribution money comes from, or Freelance Rate Calculator to make sure your rate covers your savings goals.
Want automated savings with interest? Try Acorns — it rounds up spare change and invests it automatically →
Frequently Asked Questions
Is the Savings Goal Tracker free?
Yes — completely free. No account, no bank link, and no subscription.
Does it store data on a server?
No. All data is stored in your browser's local storage. Nothing is transmitted to any server, and there is no bank connection.
Do I need an account?
No account, no login, and no signup required.
Does it sync across my devices?
No. Data is specific to the browser and device where you entered it. This is the tradeoff for complete privacy — nothing leaves your device.
How many goals can I track at once?
There is no limit. You can track as many goals simultaneously as you like. The recommended approach is to fund two or three priority goals at a time — spreading contributions too thin makes progress feel invisible.
How does the estimated completion date work?
The estimated completion date is calculated from the average pace of your logged contributions. Log contributions regularly to keep the estimate accurate.