Savings Goal Tracker: Track Multiple Goals Free Online
Track multiple savings goals with target dates and contribution history. Free, runs in your browser — no account or bank link needed.
No goals yet.
Hit "+ New Goal" to create your first one.
About Savings Goals
This tracker turns an abstract number, "I want to save $5,000," into a named goal with a progress bar, a running list of contributions, and a target date you set yourself. You create a goal, log a contribution whenever you set money aside, and watch the bar fill in. Breaking a large target into regular logged contributions with a deadline gives you a concrete number to hit each month instead of a vague intention to "save more."
How the numbers are calculated
Progress (%) = Total saved ÷ Target × 100
Monthly needed = Remaining ÷ Months until target date
Est. completion = Remaining ÷ Your average monthly rate
Every goal card shows total saved, percentage complete, and an amount remaining. Once you log at least two contributions, the tracker also works out your average monthly savings rate from the timestamps on those entries and projects an estimated completion date. Set a target date on a goal and the card compares what you should have saved by now against what you've actually logged, flagging the goal as on track or behind. Log contributions consistently to keep both numbers accurate; a single large deposit early on will skew the average rate until more entries come in.
Why use it
- 🎯A progress bar that moves forward with each entry gives you visible momentum that a bank balance ticking up slowly doesn't.
- 📅A target date forces you to work backward and land on a realistic monthly number instead of an open-ended someday.
- 💡You can track several goals at once, so a vacation fund, an emergency fund, and a down payment all sit side by side.
- 📱Everything saves locally in your browser, so you don't need an account or a linked bank card to start.
Common goal types
People use this tracker for emergency funds sized to three to six months of expenses, vacation and travel funds with a fixed trip date, wedding funds split across multiple contributors, a house down payment tracked over several years, holiday gift budgets, and equipment or tuition funds tied to a school year. The emoji picker and free-text goal name let you label each one clearly enough that a glance at the goal list tells you exactly what each fund is for, which matters once you're tracking four or five goals at the same time.
Setting a realistic target date
The target date field is optional, and leaving it blank still lets you track progress against the dollar amount. Setting one, however, unlocks the on track and behind indicators, since the tracker needs a deadline to know what "on pace" even means for a given goal. Pick a date you can actually hit rather than an aspirational one; a goal that shows behind every single week teaches you to ignore the warning, while a target that starts realistic and occasionally slips gives the status badge real meaning. If your circumstances change, whether income drops or a windfall arrives, delete the goal and recreate it with an updated target rather than leaving a stale deadline in place.
Import and export
Every goal, along with its full contribution history, exports to a single CSV file you can open in a spreadsheet, back up, or move to another browser or device. The importer skips any goal whose name already matches one you have, so re-importing an old export won't create duplicates. This also makes the tracker portable: start a goal at your desk, export it, and import it on a laptop or a different browser profile without losing a single logged contribution.
Tips for staying on track
Log contributions as soon as you make them rather than batching a month's worth at once; the completion estimate reads your contribution dates, so sparse or backdated entries make the projection less reliable. Add a short note to larger or irregular contributions, a bonus, a tax refund, a gift, so you can tell later which deposits were routine and which were one-off windfalls. If a goal shows as behind, use the monthly-needed figure to decide whether to increase what you set aside or push the target date out rather than letting the goal quietly stall. Export your goals to CSV occasionally if you want a backup outside the browser, since local storage is tied to this device and browser.
Related: Expense Tracker to find where your monthly contribution money comes from, or Freelance Rate Calculator to make sure your rate covers your savings goals.
Want automated savings with interest? Try Acorns — it rounds up spare change and invests it automatically →
Frequently Asked Questions
Is the Savings Goal Tracker free?
Yes — completely free. No account, no bank link, and no subscription.
Does it store data on a server?
No. All data is stored in your browser's local storage. Nothing is transmitted to any server, and there is no bank connection.
Do I need an account?
No account, no login, and no signup required.
Does it sync across my devices?
No. Data is specific to the browser and device where you entered it. This is the tradeoff for complete privacy — nothing leaves your device.
How many goals can I track at once?
There is no limit. You can track as many goals simultaneously as you like. The recommended approach is to fund two or three priority goals at a time — spreading contributions too thin makes progress feel invisible.
How does the estimated completion date work?
The estimated completion date is calculated from the average pace of your logged contributions. Log contributions regularly to keep the estimate accurate.